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The concept of Flexible Spending Accounts (FSA’s) is so simple that people think there must be a catch.  There really isn’t. You budget what your expected annual out-of-pocket medical expenses will be.  Then, you request that amount of money be allocated to your FSA account.  Your salary will be reduced by that amount, so no income
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Debt. Definitely a four-letter word.  And one to be avoided at all costs.  But no, not really.  Debt is simply another tool in your financial tool box. When you go into debt, you have borrowed money with the intention of paying it back.  (Otherwise, it is simply stealing.)  Credit is a form of debt where you
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Hello Everyone, Welcome to my blog.  There is so much misinformation out there about savings,  credit, budgets, taxes, annuities, retirement, mortgages … finances in general.  STUFF we think we all know about. But we don’t. I’m here to help.  I’m going to nag you about the things that you should be doing; I’ll tell you the things
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