March 2016

We’ve all heard it.  You need a budget! What’s your budget? Did you budget for that? Ugh.  How to get started. Budgets are simply  a framework for  handling your money. They are as fluid, detailed and structured as you want them to be. At the very least, you should know whether you have enough money
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For much of the 1900’s, pensions, social security and personal savings provided the retirement income for most working Americans.  This worked reasonably well for a time. But there were limitations. Since the 1970’s there has been concern that Social Security would run out of money.  In an effort to keep Social Security viable, there have
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People are so full of good advice – Especially when it comes to your taxes. Do you want a new car?  “The sales tax on your new car is deductible.” Feeling philanthropic? “Your donation is tax deductible.” Need new doors or windows? “You can get a nice energy credit.” Feeling bad about all those loosing
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Hello Everyone, Welcome to my blog.  There is so much misinformation out there about savings,  credit, budgets, taxes, annuities, retirement, mortgages … finances in general.  STUFF we think we all know about. But we don’t. I’m here to help.  I’m going to nag you about the things that you should be doing; I’ll tell you the things
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